As the annuity market continues to mature and more providers enter the space, we are seeing strong competition and increasingly attractive pricing for plan sponsors. That momentum is translating into real outcomes, with many transactions settling at or even below the liability held on the balance sheet. As plan sponsors look ahead to 2026 and evaluate their de-risking strategies, one targeted approach worth highlighting is the small benefit retiree annuity purchase. With PBGC

Strategies for Long-Term Benefit Security and Organizational Efficiency Throughout my career, I have partnered with church plan sponsors across a wide range of structures. This includes single-employer plans such as dioceses, religious orders, and standalone faith-based organizations, as well as multiple-employer arrangements that pool schools, ministries, and similar entities. These defined benefit plans provide essential retirement security for clergy, lay employees, and li

Reaching 80–90% funded isn’t the finish line. Learn how targeted pension settlements reduce risk, stabilize funding, and lower PBGC costs.