Hockey has been part of my life since I could walk. After my playing days, I spent the last 12 years coaching year-round and running a development program. Over that time, I've seen training evolve dramatically. A skating-first development model, long emphasized in Europe, has gained real traction here in Minnesota. Skating fundamentals, edgework, and individual skill development are the foundation of everything. You would never have seen seven-year-olds 20 years ago executin

Volatile interest rates can create arbitrage opportunities in lump sum windows—helping pension sponsors reduce liabilities and capture balan

As the annuity market continues to mature and more providers enter the space, we are seeing strong competition and increasingly attractive pricing for plan sponsors. That momentum is translating into real outcomes, with many transactions settling at or even below the liability held on the balance sheet. As plan sponsors look ahead to 2026 and evaluate their de-risking strategies, one targeted approach worth highlighting is the small benefit retiree annuity purchase. With PBGC